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The Hidden Fees You Never Agreed to Are Becoming a ₹55,000 Crore Problem

5 min read
Business
June 10, 2026
The Hidden Fees You Never Agreed to Are Becoming a ₹55,000 Crore Problem

AI Summary

A Datum Intelligence report reveals that dark patterns — hidden fees, forced add-ons, and drip pricing — are costing Indian online shoppers ₹25,000–28,000 crore annually and putting ₹55,000 crore in e-commerce GMV at risk as trust erodes. Despite CCPA guidelines since 2023, 73% of platforms still deploy forced-action mechanisms. The real problem: consumers know they're being manipulated but can't avoid it — and regulators lack enforcement teeth.

You add a product to your cart. The price looks fair. You proceed to checkout. Then, somewhere between the cart and the payment screen, the bill quietly grows — a convenience fee here, a pre-ticked insurance there, a "handling charge" that appeared from nowhere. By the time you notice, you've either paid up or abandoned the purchase in frustration.

Multiply that moment across hundreds of millions of shoppers, and you get a number that should unsettle every e-commerce executive in India.

The Cost of a Manipulated Checkout

A new report by Datum Intelligence finds that Indian consumers are losing an estimated ₹25,000–28,000 crore annually to deceptive interface designs — commonly called dark patterns — with 88% of the country's 304 million online buyers losing around ₹78–87 every month.

But the direct loss is only part of the story. These practices are also triggering major behavioural shifts, putting more than ₹55,000 crore in gross merchandise value at risk as users reduce spending, compare more aggressively, or switch platforms altogether.

The study surveyed more than 2,590 consumers across 50 cities and evaluated 12 major platforms spanning e-commerce, quick commerce, and online travel.

Awareness Doesn't Equal Protection

The most striking finding isn't the money lost — it's the helplessness behind it. The report highlights what it calls an "awareness paradox": while 81% of respondents said they were aware of dark patterns, 85% still reported being misled by them.

Knowing the trick exists, it turns out, doesn't make you immune to it. The report found that 63% of online payment users now experience hidden charges or drip pricing during digital transactions, up from 52% reported in 2024. The problem isn't shrinking — it's spreading.

Why Regulation Hasn't Fixed This Yet

India does have rules on the books. The CCPA notified Guidelines for Prevention and Regulation of Dark Patterns in 2023, representing India's first comprehensive attempt to define and prohibit such practices. Enforcement has followed in isolated cases — the CCPA issued notices to BookMyShow for automatically adding a ₹1-per-ticket charity contribution without user consent, a practice it classified as "basket sneaking," and after intervention, BookMyShow gave users the option to choose.

Yet the Datum Intelligence report suggests these interventions haven't moved the needle broadly. Regulatory measures have had limited success: 73% of platforms continue to deploy forced-action mechanisms, and 69% still use drip pricing that reveals additional charges only at the final stage of checkout. Crucially, the CCPA's latest advisory remains just that — an advisory, with no mention of penalties for non-compliance or any mechanism for auditing or investigation.

Design as a Business Decision

The combined impact of direct financial losses and changing consumer behaviour shows that dark patterns are no longer just a consumer-protection concern but a broader macroeconomic challenge affecting the long-term sustainability of India's digital commerce ecosystem.

Every deceptive checkout is also a bet that the short-term revenue gain outweighs the long-term trust cost. With ₹55,000 crore of GMV hanging in the balance, that bet is starting to look expensive.

Sources

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